Florida-Licensed Automotive Finance

Auto finance,
built on trust.

Veritas Capital Finance is a Florida-licensed automotive finance company that acquires and services consumer auto receivables with discipline, transparency, and institutional-grade compliance.

Who we are


A finance company defined by its name.

Veritas — truth. It is the standard we hold ourselves to and the promise we make to every partner and borrower. We are a Florida limited liability company operating in the consumer automotive finance market.

We acquire and hold consumer auto receivables, working to the standards of a regulated financial institution: clear documentation, disciplined underwriting oversight, and professional servicing on every account we hold.

Regulated
Licensed and supervised by the Florida Office of Financial Regulation.
Disciplined
Quality over volume. We acquire receivables that meet defined credit and documentation standards.
Transparent
No surprises. Clear terms and clear records for partners, borrowers, and regulators alike.

What we do


Acquiring and servicing consumer auto receivables.

A focused model built around one thing done well: owning quality automotive paper and servicing it to institutional standards.

01

Receivables acquisition

Forward-flow purchase of consumer auto-finance receivables, with day-one assignment of the lien and underlying contract to Veritas.

02

Consumer & sales finance

Retail installment contracts and consumer finance receivables acquired and held within Florida's regulated framework and permitted limits.

03

Professional servicing

Collections, ACH processing, and portfolio administration through experienced servicing partners — accountable and reportable end to end.

Licensing & Compliance


Regulated where it matters.

Veritas operates under the supervision of the Florida Office of Financial Regulation. Compliance is not a department — it is how the company is built.

Florida Office of Financial Regulation

Licensed & regulated

Veritas operates as a licensed financial company under the supervision of the State of Florida.

Authorized to operate

The licenses our business requires

We hold the licenses and authorizations needed to conduct our business — and we operate strictly within them.

Built to institutional standards.

Every receivable we hold is documented, boarded with a professional servicer, and administered in accordance with applicable Florida and federal law. We hold ourselves to the recordkeeping, disclosure, and consumer-protection standards our regulators expect — because trust is the product.

Supervised by the Florida Office of Financial Regulation

Our standard


Three commitments, without exception.

I.

Integrity

We do what we say. Every contract, every disclosure, every collection handled the right way.

II.

Discipline

We grow by standards, not by shortcuts. Quality paper, sound documentation, patient capital.

III.

Transparency

Clear records and straight answers — for our partners, our borrowers, and our regulators.

Contact


Let's talk.

Whether you originate auto paper, service portfolios, or are exploring a forward-flow relationship — we'd like to hear from you.

Email us
Office
1501 Biscayne Blvd, Suite 501
Miami, FL 33132
Entity
Veritas Capital Finance LLC · Florida